Core Insights - The number and amount of new mortgage insurance loans in Hong Kong for October decreased, marking a continuous decline for three months, with the number reaching a 13-month low and the amount hitting a six-year low since the introduction of the "Carrie Lam plan" in October 2019 [1] Group 1: Mortgage Insurance Loan Statistics - In October, the number of new mortgage insurance loans was 1,168, amounting to HKD 6.031 billion, representing a decrease of 108 loans (8.5%) and HKD 0.379 billion (5.9%) from the previous month [1] - The number of new mortgage insurance loans utilized was 623, totaling HKD 3.106 billion, with a decrease of 92 loans (12.9%) and HKD 0.370 billion (10.6%) month-on-month [1] - The average amount of new mortgage insurance loans utilized was HKD 4.99 million, which increased by HKD 0.12 million (2.6%) month-on-month, reaching a six-month high [1] Group 2: Year-to-Date Performance - For the first ten months, the number of new mortgage insurance loans was 13,658, totaling HKD 68.368 billion, showing a year-on-year decline of 4,332 loans (24.1%) and HKD 25.639 billion (27.3%), both reaching their lowest levels in nearly nine and six years, respectively [1] - The number of new mortgage insurance loans utilized in the first ten months was 6,034, amounting to HKD 29.853 billion, with a year-on-year decrease of 2,301 loans (27.6%) and HKD 12.983 billion (30.3%), also marking the lowest levels in nearly nine and six years [1] Group 3: Market Commentary - The Chief Vice President of the mortgage referral company indicated that the lack of large new property buyers in October, combined with the government's previous easing of mortgage limits, has led to a temporary lack of upward pressure on mortgage insurance demand, suggesting that the numbers will continue to fluctuate within a narrow range [2]
经络：10月香港新批按保宗数1168宗 金额为60.31亿港元创6年新低
智通财经网·2025-11-11 08:09