金融之“镜” 照亮产业未来 —丹阳农商银行与“世界镜都”的双向奔赴

Core Viewpoint - The Danyang Rural Commercial Bank plays a crucial role in supporting the local eyewear industry, providing significant financial backing to enhance the growth and transformation of small and micro enterprises in the sector [1][2]. Group 1: Financial Support and Impact - As of October 2025, the bank has provided 1.202 billion yuan in credit support to 178 eyewear industry enterprises, with 53 new clients receiving 272 million yuan in the current year [1]. - The bank's financial support is aimed at ensuring the sustainable growth of Danyang's eyewear industry, which is recognized as a global leader in the sector [1][2]. Group 2: Understanding Industry Needs - The eyewear industry in Danyang consists mainly of private and small enterprises that face challenges such as short loan cycles, small loan amounts, high frequency of fund usage, and urgent demand responses [2]. - Danyang Rural Commercial Bank has developed a comprehensive financial service system tailored to the specific needs of the eyewear industry, ensuring that financial resources are effectively allocated throughout the entire supply chain [2]. Group 3: Innovative Financial Products - The bank has introduced a "Small Business Loan" product designed for small and micro enterprises, offering up to 10 million yuan with interest rates as low as 3.05%, facilitating quick online approvals and disbursements [4]. - Another product, the "Private Credit Loan," targets private enterprises with a minimum interest rate of 2.4%, providing unsecured loans and expedited approval processes to support innovation and transformation [5]. Group 4: Comprehensive Financial Services - Danyang Rural Commercial Bank is evolving from a traditional lender to a comprehensive financial service provider, establishing long-term partnerships with businesses through regular visits and financing events [6]. - The bank offers additional services such as financial planning, market information, and policy interpretation to enhance the operational capabilities of enterprises [6]. - The bank is actively involved in building a local credit system, providing preferential rates and services to trustworthy businesses, thereby fostering a positive financial ecosystem [6].