Beeline’s Lending Entity Achieves Cash Flow Positive Month in October

Core Insights - Beeline Holdings, Inc. has announced a $7.4 million common stock offering to accelerate growth and strengthen its balance sheet ahead of expected cash flow positivity by Q1 2026 [1][2][3] Financial Performance - The lending entity of Beeline achieved cash flow positivity in October 2025, marking a significant operational milestone [1] - The company reported a revenue growth of approximately 30% per quarter in 2025 and a 91% increase in units since January 2025, with net $0 costs to production payroll [3] Capital Structure - Beeline has maintained a debt-free balance sheet since early September 2025 and does not anticipate any additional capital raises to support operations [3] - The gross proceeds from the stock offering will be used for general corporate purposes, working capital, and to redeem Series E Preferred Stock, avoiding the issuance of approximately 800,000 shares of common stock [5] Strategic Positioning - The company is leveraging its AI-driven SaaS mortgage origination platform to attract borrowers and potential partners, positioning itself favorably as market conditions normalize [4] - CEO Nick Liuzza emphasized the exciting times ahead for Beeline, focusing on revenue generation as a key strength [4] Offering Details - The offering consists of 4,620,000 shares of common stock, with the closing expected around November 12, 2025, pending customary closing conditions [2]