重庆、南京等多地优化住房公积金政策

Core Insights - Recent adjustments in housing provident fund policies across multiple regions aim to stimulate housing consumption and support families, particularly those with multiple children [1][5][6] Group 1: Policy Changes in Various Regions - Chongqing has introduced measures to optimize the withdrawal of housing provident funds for purchasing existing homes, easing conditions for full cash purchases [2] - Hubei has announced five new policies, including raising loan limits, adjusting loan terms, and removing restrictions on withdrawals for purchasing homes outside the local area [3] - Nanjing has implemented specific support policies for families with multiple children, increasing loan limits by 20% for eligible families and raising the monthly rental withdrawal limit by 20% [5][6] Group 2: Specific Policy Details - In Chongqing, employees can withdraw housing provident funds after six months of purchasing a home, with the withdrawal period extended from two years to five years [2] - Hubei's new policies include unifying loan limits for first and second homes, increasing loan limits for high-quality housing by at least 20%, and allowing withdrawals for rent payments [3][4] - Nanjing's maximum loan limit for families with multiple children is set at 116 million yuan per person and 144 million yuan per household, with annual rental withdrawal limits reaching 51,840 yuan [6]