Group 1 - The Federal Reserve and other banking regulators have reached an agreement on a final proposal to relax key capital requirements, submitting the "Supplementary Leverage Ratio" proposal for White House review [1] - The revised proposal significantly lowers the capital increase requirement for major Wall Street banks to between 3% and 7%, compared to the 19% increase proposed in 2023 and the 9% from last year's compromise [1] - Major banks like JPMorgan Chase, Bank of America, and Goldman Sachs are expected to benefit from the proposed changes, as they will be required to hold less capital relative to total assets [1] Group 2 - The Basel III final rules aim to clarify how much capital banks need to reserve to withstand economic downturns, with previous proposals facing strong opposition from Wall Street banks due to concerns over increased loan costs and competitive positioning [2] - The Federal Reserve plans to announce the new proposal as early as the first quarter of 2026, led by Vice Chair Michelle Bowman, who was appointed by Trump [2] - The final rules for the Supplementary Leverage Ratio and the Global Systemically Important Bank surcharge are expected to progress simultaneously by the end of 2025 [2]
华尔街大型银行迎利好!美联储等监管机构就放宽银行资本要求达成一致