Core Insights - The establishment of the Science and Technology Innovation Financial Reform Pilot Zone in Nanjing aims to create a demonstration area for financial cooperation, innovation in products and services, and deep integration of industry and city [1] Group 1: Financial Innovations and Support - Nanjing Fangshenghe Pharmaceutical Technology Co., Ltd. has successfully utilized the "Technology Project R&D Expense Loss Insurance," which is the first of its kind in the country, to mitigate R&D risks [2][3] - The company received nearly one million yuan in compensation from the insurance, which helped offset R&D costs [3] - The Industrial and Commercial Bank of China (ICBC) Nanjing Branch developed a new credit rating model for technology companies, allowing Fangshenghe to secure an 85.14 million yuan loan, marking the first loan issued under this new model [4] Group 2: Policy and Regulatory Support - The financial regulatory authority announced a pilot program to relax merger loan policies for technology companies, including Nanjing as one of the pilot cities [5] - The Jiangsu Provincial Government has outlined a clear roadmap for the reform of the Science and Technology Innovation Financial Reform Pilot Zone, with 20 key tasks identified [6] - A quarterly dynamic evaluation mechanism has been established to assess the effectiveness of financial institutions in serving technological innovation [6] Group 3: Investment Trends and Market Dynamics - The robotics industry in Nanjing is emerging as a significant investment hotspot, with companies like Estun Robotics making strides in the field [8][10] - The Jiangsu Nanjing Soft Information Service Industry Special Fund invested 30 million yuan in Estun Cool Technology, which is part of a larger financing goal of 130 million yuan [8][9] - The investment in Estun Cool Technology is the first direct investment project from the provincial strategic emerging industry fund [8] Group 4: Collaborative Financial Models - The "loan + external direct investment" model has been emphasized in Nanjing, allowing banks and investment institutions to collaborate effectively [10] - The establishment of a "see investment, then lend" mechanism has helped banks overcome their hesitance in financing high-tech enterprises [10] - The Jiangsu Provincial Financial Office is exploring a "patent commercialization + equity" model to facilitate the transformation of patent achievements into financial products [11] Group 5: Growth Metrics and Achievements - As of September 2025, the total loan balance for technology enterprises in Nanjing reached 450 billion yuan, a year-on-year increase of 38% [15] - Since the establishment of the pilot zone, 17 new domestic and foreign listed companies have emerged, including five on the Sci-Tech Innovation Board [15] - The total direct financing from newly issued technology innovation bonds exceeded 54 billion yuan [15]
让科创星火燃成燎原之势 南京科创金融改革试验区实践纪实
Jin Rong Shi Bao·2025-11-12 02:05