Core Insights - The People's Bank of China has announced the winners of the "2024 Financial Technology Development Award," with Financial One Account winning two second prizes for its innovative projects in digital transformation and green finance [1][5]. Group 1: Financial Technology Development Award - Financial One Account has won the "2024 Financial Technology Development Award" for the fourth consecutive year, highlighting its ongoing commitment to innovation in the financial sector [1][5]. - A total of 681 projects participated in the evaluation, with 290 projects recognized, emphasizing the competitive nature of the award [1]. Group 2: Digital Transformation in Life Insurance - The project "Data-Driven, Human-Machine Collaborative Comprehensive Digital Transformation in Life Insurance" utilizes AI to create an intelligent operational system covering customers, agents, and internal staff, achieving a 30% reduction in business processes and over 90% online operation rate [2][3]. - The project features nine intelligent scenarios, including AI-assisted underwriting and claims processing, with the AI underwriting model providing conclusions in seconds and claims processed in as little as one minute [2][3]. Group 3: Green Finance Innovation - The "New Energy 'Technology + Insurance' Model Construction" project aims to create a collaborative ecosystem among car manufacturers, insurance companies, and vehicle owners, focusing on risk characteristics in the new energy sector [4]. - The project has achieved a 61% growth in insured clients and a claims payout rate that exceeds the industry average by 4.5 percentage points, facilitating the transition of new energy insurance from a risk bearer to an ecosystem enabler [4]. Group 4: Commitment to Technological Innovation - Financial One Account has consistently leveraged technological innovations such as AI, privacy computing, and data governance to drive digital and intelligent transformation in the financial industry [5][6]. - The company aims to enhance its digital and intelligent service capabilities while contributing to the development of a safe and efficient financial infrastructure [5][6].
金融壹账通连续第四年荣获央行金发奖，以科技之力赋能金融高质量发展