Core Insights - Yixin (02858) officially launched the automotive finance industry's first Agentic large model, XinMM-AM1, at the 2025 World Internet Conference, which is expected to drive the automotive finance sector into the next decade [1] Group 1: Model Specifications - The XinMM-AM1 model has approximately 30 billion parameters, with a response latency of less than 200ms, supporting real-time interaction with voice agents and achieving a throughput of 370 tokens/s per card, facilitating low-cost large-scale deployment [2] - The model is trained on over 15 trillion tokens of data, primarily sourced from Yixin's diverse and rich business scenarios, providing high representativeness and proprietary value [2] Group 2: Functional Capabilities - XinMM-AM1 serves as the "core brain" and dispatcher for the business, enabling full-channel interaction, multi-modal perception, global collaboration, and comprehensive security compliance, thus empowering the entire automotive finance business chain from customer acquisition to intelligent risk control [2] - The model significantly enhances risk control capabilities and business quality while improving the financing application approval rate, addressing the industry's challenges of long cycles, multiple interaction steps, and complex decision factors [2] Group 3: Company Positioning and Future Plans - Yixin is an AI-driven fintech platform with over 2 billion yuan invested in research and development [2] - In 2024, Yixin will become the first company in China's automotive finance sector to file for a generative AI large model, leading the large-scale application of AI across all business scenarios [2] - The launch of the Agentic large model will accelerate AI empowerment in the industry and continue to promote the construction of an intelligent automotive finance ecosystem [2]
易鑫(02858)正式发布汽车金融行业首个Agentic大模型