Core Insights - TWFG, Inc. reported a revenue of $64.12 million for the quarter ended September 2025, reflecting a year-over-year increase of 17.4% [1] - The earnings per share (EPS) for the quarter was $0.23, up from $0.15 in the same quarter last year, resulting in an EPS surprise of +21.05% against the consensus estimate of $0.19 [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $64.3 million, showing a surprise of -0.27% [1] Revenue Breakdown - Contingent income was reported at $2.1 million, exceeding the average estimate of $1.82 million from four analysts [4] - Fee income reached $3.47 million, surpassing the average estimate of $3.22 million from four analysts [4] - Commission income was $58.27 million, slightly below the average estimate of $58.95 million from four analysts [4] - Other income was reported at $0.29 million, which was below the average estimate of $0.41 million from three analysts [4] Stock Performance - Over the past month, shares of TWFG, Inc. have returned -3.8%, contrasting with the Zacks S&P 500 composite's increase of +4.6% [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]
TWFG, Inc. (TWFG) Reports Q3 Earnings: What Key Metrics Have to Say