Zheng Quan Shi Bao·2025-11-13 00:41Core Viewpoint - The recent trend of banks selling properties directly through online platforms has garnered significant market attention, transforming the concept of "bank direct supply housing" into a hot topic of discussion [1][2]. Group 1: Bank Direct Supply Housing - Multiple banks are accelerating their direct property sales, which may impact homebuyers positively by providing clearer ownership and potentially lower prices compared to traditional auctioned properties [2]. - Bank direct supply housing refers to properties acquired by banks through judicial processes, allowing them to sell with clear ownership, unlike regular auctioned properties where ownership remains with the debtor until the sale is completed [2]. Group 2: Market Implications - The growing focus on debt disposal by banks and the increasing penetration of the internet into real estate transactions are driving the trend of direct sales to consumers [2]. - Both bank direct supply housing and regular auctioned properties offer price advantages compared to standard market listings, attracting buyers looking for deals [2]. Group 3: Buyer Considerations - Buyers are advised to conduct thorough due diligence similar to purchasing regular properties, including verifying the authenticity of ownership documents and inspecting the property's condition [3]. - It is crucial for buyers to be aware of any special conditions attached to the properties, such as payment terms and potential additional taxes, to avoid unexpected costs post-transaction [3].