Core Insights - The People's Bank of China announced the winners of the "2024 Financial Technology Development Award," with Financial One Account winning for its projects on digital transformation in life insurance and a new "technology + insurance" model for the new energy sector, marking its fourth consecutive year of recognition [1] Group 1: Digital Transformation in Life Insurance - The project "Data-driven, Human-machine Collaborative Comprehensive Digital Transformation in Life Insurance" was developed by Ping An Life, Ping An Technology, and Financial One Account, creating an intelligent operational system covering customers, agents, and internal staff [2] - The project achieved a 30% reduction in life insurance business processes, with an online rate exceeding 90% and an automation rate over 70%. AI underwriting provides conclusions in seconds, while AI claims processing can complete reviews and payments in as little as one minute [2] - The initiative has significantly reduced the use of offline business and paper documents, resulting in an annual carbon reduction of 70,000 tons, establishing a benchmark for digital transformation in the life insurance industry [2] Group 2: New Energy "Technology + Insurance" Model - The "Technology + Insurance" model for new energy was jointly developed by Ping An Property & Casualty and Financial One Account, addressing risks in the new energy sector and creating a collaborative ecosystem among car manufacturers, insurance companies, and car owners [3] - The project features an integrated claims model that enables intelligent accident responsibility determination and automated claims processing, achieving on-site evacuation in as little as five minutes and reducing claims waiting time by 60% [3] - The project has seen a 61% increase in insured customers and a claims payout rate that outperforms the industry by 4.5 percentage points, facilitating a shift in new energy insurance from "risk bearer" to "ecosystem enabler" [3] Group 3: Commitment to High-Quality Financial Development - Financial One Account's recognition for the fourth consecutive year reflects its ongoing innovation in AI and privacy computing, leveraging the "AI in ALL" strategy of Ping An Group to enhance efficiency and reduce risks in the financial sector [4] - Looking ahead, Financial One Account aims to accelerate the construction of secure and efficient financial infrastructure and collaborate with industry partners to contribute technological strength to serve the real economy and mitigate financial risks [4]
双双入选！金融壹账通两大保险项目荣获央行2024年度金融科技发展奖