黄金，大消息！中信、建行等多家银行宣布，上调

Group 1 - International gold prices have recently risen to $4100 per ounce after a period of fluctuation, with domestic gold jewelry prices also seeing significant increases, surpassing 1300 yuan per gram for most brands, and some top brands exceeding 1310 yuan per gram, setting new price records [1] - Commercial banks are adjusting the minimum investment amounts for gold accumulation products in response to rising gold prices, with Citic Bank announcing an increase in the minimum investment from 1000 yuan to 1500 yuan starting November 15, 2025 [3][5] - Several banks have shifted their gold accumulation product models from fixed amounts to variable amounts based on gold prices, allowing for more flexibility in investment [4][6] Group 2 - The gold accumulation business allows financial institutions to open gold accounts for clients, recording the weight of gold deposited over time, with a minimum unit of 1 gram [5] - As gold prices rise, banks are increasing the thresholds for gold accumulation products, with many banks raising their minimum investment amounts above 1000 yuan [5][6] - Analysts suggest that gold retains its status as a risk-hedging asset in investment portfolios, with its inflation-hedging properties remaining reliable despite recent price volatility [6][7]