Huan Qiu Wang·2025-11-13 03:23Core Insights - The conference held on November 8 in Shanghai focused on the integration of pension finance and the silver economy, aiming to enhance the quality of China's pension services through financial support [1][3] Group 1: Conference Overview - The event was co-hosted by the Bank of Communications, the Ministry of Civil Affairs, the Shanghai Pudong New Area Government, and the China Aging Industry Association, emphasizing the theme "New Era of Elderly Care: Collaborative Development of Industry and Finance" [1] - Key discussions included addressing population aging, upgrading the pension industry, and innovating financial services, with a consensus on the development framework of "Policy Guidance - Financial Empowerment - Industry Upgrade" [3] Group 2: Financial Innovations by Bank of Communications - The Bank of Communications introduced the "Jiaoyin Pension" brand and launched the comprehensive service management system for pension funds and the "Pension e-Loan" product, aiming to provide specialized financial solutions for an aging society [4] - The "Jiaoyin Pension" brand is built on the core values of "Stability, Assurance, Warmth, Happiness," establishing a reliable service system through professional financial management and risk control [4] Group 3: Addressing Regulatory Challenges - The "Jiaoyin Pension Fund Comprehensive Service Management System" was developed to enhance the regulation of prepayment fees in pension institutions, ensuring safety, transparency, and efficiency in fund management [5] - The "Pension e-Loan" product addresses financing challenges faced by pension institutions, utilizing a "government-bank cooperation" model to create a specialized risk assessment framework for loan processing [5] Group 4: Strategic Collaborations - Two significant strategic cooperation agreements were signed during the conference, marking a new phase in the collaboration between government and financial institutions to promote the development of the pension industry [6] - The Bank of Communications and the Ministry of Civil Affairs signed an agreement to leverage their respective strengths in policy, resources, and services to enhance financial support for the pension sector [6] - A partnership was also established between the Bank of Communications and the Pudong New Area Government to jointly advance the high-quality development of the pension industry and the silver economy [6]