多措并举探索“绿”里生“金”

Core Insights - The article highlights the innovative use of carbon credits as collateral for loans in Xiangxi, showcasing the integration of green finance into local economic development [1][2][3] Group 1: Carbon Credit Financing - A local agricultural technology company in Huayuan County became the first holder of Xianglin carbon credits, leveraging a carbon reduction of 39,850 tons of CO2 equivalent from 565.37 hectares of forest land [1] - The Industrial and Commercial Bank of China (ICBC) Xiangxi branch initiated a carbon credit pledge loan program, providing a loan of 3 million yuan to support the company's ecological park construction [1] - The total green loan balance in Xiangxi reached 21.865 billion yuan by the end of Q2 2025, marking a 16.35% increase from the beginning of the year [1] Group 2: Green Finance Development - The People's Bank of China Xiangxi branch is actively promoting green finance by establishing a three-tier transformation system for forest carbon credits, facilitating the marketization of ecological products [2] - Agricultural Development Bank of China (ADBC) Huayuan County branch approved a carbon credit pledge loan of 79 million yuan to support agricultural project financing [2] - The Xiangxi government has introduced a plan to encourage financial institutions to support the green transformation of the mining industry, with a specific loan of 5 million yuan allocated for mining process upgrades [4] Group 3: Institutional Framework - The People's Bank of China Xiangxi branch is enhancing the green finance institutional framework by collaborating with multiple departments to implement a green finance development plan [3] - Local banks have increased their green credit investments, with ADBC Xiangxi branch providing 905 million yuan in loans to key clean energy projects [3] Group 4: Mechanisms and Evaluation - The Xiangxi branch of the People's Bank of China is strengthening supervision and establishing a multi-departmental working group to ensure the effective implementation of green finance policies [5][6] - Local financial institutions are developing a three-dimensional credit enhancement system to address the financing challenges faced by green agricultural projects [7] Group 5: Innovative Financial Products - The "Tea Loan" product from Baoping Rural Commercial Bank exemplifies the integration of green finance with local agricultural industries, offering quick access to credit for tea farmers [8] - Other tailored financial products, such as the "Bier Navel Orange Loan," have been developed to support specific agricultural sectors, demonstrating the commitment of local banks to rural revitalization [8]