“贷”动“梅”好产业链

Core Insights - The article highlights the significant role of the Xinjiang Kashi region in the production and sales of new plums, with the area becoming the largest base for this fruit in China, contributing to rural revitalization and farmer income growth [1][2]. Financial Support and Impact - The People's Bank of China has initiated financial support for the new plum industry, with a focus on increasing production and income through targeted financial products [2][3]. - Since 2022, a total of 28.9 billion yuan has been allocated in agricultural loans to Kashi County, facilitating low-interest loans of 36.38 billion yuan and benefiting nearly 57,000 market entities, resulting in an average annual income increase of 19,000 yuan per person in the new plum industry [2][3]. Innovative Financial Products - Financial institutions have introduced innovative loan products like "New Plum Loan," which offers high credit limits, low interest rates, and flexible terms to address the financing challenges faced by the new plum industry [3][4]. - As of August, over 17,000 "New Plum Loans" have been issued, amounting to 1.31 billion yuan, covering all 310 administrative villages in Kashi County [3][4]. Comprehensive Industry Support - The "New Plum Loan+" initiative has expanded its services to cover the entire industry chain, from planting to sales, enhancing the financial support for farmers and businesses involved in the new plum sector [4][5]. - The program has provided 8.35 billion yuan in loans to support the large-scale planting of over 240,000 acres of new plums [4][5]. Enhancing Value and Efficiency - The financial support has also targeted logistics and processing challenges, with loans issued for cold storage construction and transportation, facilitating the sale of 46,300 tons of new plums [5][6]. - The introduction of various collateral options for loans has enabled nearly 400 processing enterprises and cooperatives to secure funding for equipment upgrades and operational stability [6]. Conclusion - The financial backing has transformed the new plum industry in Kashi from extensive farming to standardized and large-scale production, significantly increasing the added value and contributing to rural prosperity [6].