贷”动“梅”好产业链 金融支持新疆伽师县新梅产业成“幸福产业

Core Insights - The article highlights the significant role of the Xinjiang Kashi region in the production and sales of new plums, with the area becoming the largest production base in China, contributing to rural revitalization and farmer income growth [1][2]. Financial Support and Initiatives - The People's Bank of China has implemented financial support initiatives for the new plum industry, including a focus on "ten million tons of fruit income" as a key task for rural revitalization [1][2]. - Since 2022, a total of 28.9 billion yuan has been allocated in agricultural loans to Kashi County, facilitating low-interest loans of 36.38 billion yuan and benefiting nearly 57,000 market entities [2][3]. Innovative Financial Products - Financial institutions have introduced innovative loan products like "New Plum Loan," which offers high credit limits, low interest rates, and flexible terms to address financing challenges in the new plum industry [3][4]. - As of August, over 17,000 "New Plum Loans" have been issued, amounting to 1.31 billion yuan, covering all 310 administrative villages in Kashi County [3][4]. Comprehensive Service System - The "New Plum Loan+" initiative has developed a financial supply chain service system that supports the entire new plum industry chain from planting to sales, enhancing farmers' income and providing financial security [4][5]. - The program has issued 14,904 loans totaling 8.35 billion yuan, promoting the large-scale cultivation of over 240,000 acres of new plums [4][5]. Addressing Industry Challenges - The "New Plum Loan" addresses logistical challenges by financing cold storage construction, transportation vehicles, and online marketing platforms, with 2,138 loans issued for these purposes, supporting the construction of 14,304 square meters of storage [5][6]. - The program also supports processing enterprises by offering various collateral options, resulting in 200 million yuan in loans benefiting nearly 400 processing companies and cooperatives [6]. Industry Growth and Transformation - With financial backing, the new plum industry has transitioned from extensive planting to standardized and large-scale production, significantly increasing added value and contributing to rural income and revitalization [6].