信用宁波｜宁波市海曙区：“海信服”助力企业重塑诚信名片

Core Insights - Ningbo Haishu District is actively exploring new paths for credit repair, establishing the "Haixinfu" credit repair service brand, and creating a comprehensive service system that includes pre-warning, in-process repair, and post-incentive measures to accelerate credit repair for enterprises [1] Group 1: Credit Repair Initiatives - Since its launch in August 2024, "Haixinfu" has served 6,853 enterprises, releasing 2.004 billion yuan in financing vitality [1] - The district has simplified the credit repair process by consolidating five types of matters into "one form, one set of materials," allowing for "one submission, multiple reuse" [1] - A proactive reminder mechanism has been established through the 81890 service platform to regularly notify enterprises of administrative penalty expiration and provide repair reminders and operational guidelines [1] Group 2: Collaborative Mechanisms - Haishu District has broken down departmental barriers by creating a "one-stop acceptance, full-service" collaborative mechanism involving over 30 departments [2] - A credit repair special window and 81890 service hotline have been set up, enabling online processing with zero in-person visits and real-time progress tracking, reducing average processing time from 14 working days to 2 [2] - Unified credit repair review standards have been established, requiring departments to respond within 30 minutes of receiving applications and provide review opinions within 2 working days [2] Group 3: Credit Financing Development - The district has upgraded the "Haishi Loan" credit financing brand matrix, introducing four sub-products that convert soft assets like quality honors and intellectual property into hard financing assets [4] - Currently, 53,000 individual businesses and 50,000 small and micro enterprises are included in the whitelist, with an expected credit support injection of 55.9 billion yuan, including 15.9 billion yuan for individual businesses and 40 billion yuan for small enterprises [4] - A differentiated regulatory approach is implemented for enterprises that complete credit repair, featuring flexible supervision with "appointment-based guidance and reduced inspection frequency" [4]