央行：10月末本外币贷款余额274.54万亿元 同比增长6.3%

Group 1 - The total balance of domestic and foreign currency loans reached 274.54 trillion yuan at the end of October, with a year-on-year growth of 6.3% [1] - The balance of RMB loans was 270.61 trillion yuan, showing a year-on-year increase of 6.5% [1] - In the first ten months, RMB loans increased by 1.497 trillion yuan [1] Group 2 - Household loans increased by 739.6 billion yuan, with short-term loans decreasing by 517 billion yuan and medium to long-term loans increasing by 1.26 trillion yuan [1] - Corporate loans increased by 1.379 trillion yuan, with short-term loans rising by 434 billion yuan and medium to long-term loans increasing by 832 billion yuan, along with a rise in bill financing by 975.8 billion yuan [1] - Loans from non-bank financial institutions decreased by 18.5 billion yuan [1] Group 3 - The balance of foreign currency loans was 554.6 billion USD, a year-on-year decrease of 3% [1] - In the first ten months, foreign currency loans increased by 12.5 billion USD [1] Group 4 - The total transaction volume in the interbank RMB market in October was 164.86 trillion yuan, with an average daily transaction of 9.16 trillion yuan, reflecting a year-on-year growth of 0.9% [1] - The average daily transaction volume of interbank lending decreased by 14.5% year-on-year, while the average daily transaction volume of cash bonds increased by 10.2% and the average daily transaction volume of pledged repos grew by 0.2% [1] Group 5 - The weighted average interest rate for interbank lending in October was 1.39%, down 0.06 percentage points from the previous month and 0.2 percentage points from the same period last year [2] - The weighted average interest rate for pledged repos was 1.4%, also down 0.06 percentage points from the previous month and 0.25 percentage points from the same period last year [2] Group 6 - The amount of cross-border RMB settlements under the current account in October was 1.41 trillion yuan, with goods trade, services trade, and other current items accounting for 1.09 trillion yuan and 0.32 trillion yuan respectively [2] - The amount of cross-border RMB settlements for direct investment was 0.65 trillion yuan, with outbound direct investment and foreign direct investment accounting for 0.27 trillion yuan and 0.38 trillion yuan respectively [2]