中信、建行等多家银行宣布，上调积存金起购门槛

Core Viewpoint - Several banks in China, including CITIC Bank and China Construction Bank, have announced an increase in the minimum investment threshold for gold accumulation products due to rising gold prices [1] Group 1: Bank Announcements - CITIC Bank will raise the minimum investment amount for its gold accumulation plan from 1,000 yuan to 1,500 yuan starting November 15, 2025 [1] - China Construction Bank will increase its minimum investment amount from 1,000 yuan to 1,200 yuan, effective the same date [1] - Other banks, such as Bank of China, Industrial and Commercial Bank of China, and Ningbo Bank, have also raised their minimum thresholds for gold accumulation products, surpassing the 1,000 yuan mark [1] Group 2: Changes in Investment Structure - Some banks are shifting their gold accumulation product structure from a fixed amount to a model that fluctuates with gold prices [1]