Zhong Guo Jin Rong Xin Xi Wang·2025-11-13 12:11Core Insights - The Industrial and Commercial Bank of China (ICBC) Liuzhou Branch is actively promoting rural revitalization through innovative financial products tailored for agriculture, such as "Planting E-loan," "Breeding E-loan," "Jinju Loan," and "Xingnong E-loan" [1][4] - As of October 2025, the bank's agricultural loan balance reached 4.761 billion yuan, an increase of 600 million yuan from the beginning of the year, with inclusive agricultural loans amounting to 1.189 billion yuan, reflecting a growth rate of 28% [1] Group 1: Agricultural Financing Initiatives - The "Breeding E-loan" has been instrumental in addressing financing challenges for livestock farmers, exemplified by a case where a farmer secured 2.7 million yuan to upgrade his pig farm with smart feeding systems [2] - The bank has provided over 20 million yuan in financing services to livestock farmers through the "Breeding E-loan" as of the end of October [2] - The "Transaction E-loan: Jinju Industry Chain Cluster Loan" of 1.8 million yuan was successfully issued to an agricultural company, alleviating cash flow pressures during the gold orange procurement phase [3] Group 2: Support for Specialty Planting Industries - The ICBC Liuzhou Branch has focused on supporting local specialty industries, providing over 80 million yuan in loans for the development of gold orange and timber industries [3] - The "Xingnong E-loan" product line includes various offerings such as "Xingnong E-loan: Planting Loan" and "Xingnong E-loan: Circulation Loan," which have collectively disbursed over 10 million yuan by the end of Q3 2025 [4] - The bank's financing solutions have enabled a manufacturing plant to enhance production capacity by 50% and improve product quality from 85% to 95% through the "Xingnong E-loan: Manufacturing Loan" [3][4] Group 3: Future Directions - The ICBC Liuzhou Branch aims to continue enhancing its financial services for the real economy, expanding its product offerings to further support rural revitalization efforts [4]