山东“十四五”金融答卷亮点纷呈 为强省建设注入金融活水

Core Insights - The "14th Five-Year Plan" period is crucial for the high-quality development of finance in Shandong, with significant growth in financing and financial supply supporting the province's economic development [1][3]. Financial Supply and Economic Support - Shandong's total financing has seen substantial growth, with social financing scale growth exceeding the national average for 25 consecutive quarters, reaching 25 trillion yuan this year [3]. - The balance of domestic and foreign currency loans has also outpaced national growth for 20 consecutive quarters, surpassing 15 trillion yuan last November [3]. - The average interest rate for newly issued corporate loans has decreased by 1.06 percentage points, with a 1.82 percentage point reduction for small and micro enterprises, benefiting the real economy [3]. Capital Market Development - The "Qilu Plate" in the capital market has shown vitality, with 3,556 companies in the listing reserve resource pool and a total of 430 listed companies in Shandong, with a total market value of 4.8 trillion yuan [4][5]. Financial Innovation and Reform - Three national-level financial reform pilot zones have significantly contributed to financial innovation in Shandong, with the Jinan Sci-Tech Financial Reform Pilot Zone seeing a 176.7% increase in loans to sci-tech enterprises [6]. - Shandong has engaged in comprehensive cooperation with central financial institutions, securing 864.45 billion yuan for key projects in technology innovation and rural revitalization [6]. Support for Agriculture and Rural Development - The focus on rural revitalization has led to a doubling of inclusive agricultural loans to 962.09 billion yuan by September 2025, supporting well-known agricultural products in the province [7]. Risk Management and Financial Security - A risk prevention and resolution system has been established, with 6.87 trillion yuan in non-performing loans addressed, enhancing the financial sector's resilience [8]. - The province has streamlined foreign exchange services and launched ten cross-border financial service platforms, benefiting over 9,000 enterprises [8]. Future Outlook - Looking ahead to the "15th Five-Year Plan," Shandong aims to deepen financial reforms while balancing high-quality development and safety, contributing to China's modernization efforts [8].