What Makes Kinsale Capital Group (KNSL) a Highly Intelligent Company?

Group 1: Turtle Creek Asset Management Overview - Turtle Creek Asset Management released its third-quarter 2025 investor letter, indicating a compelling portfolio opportunity in a highly valued market environment [1] - The net asset value of the Turtle Creek Equity Fund increased by 0.4% in Q3 2025, underperforming compared to the S&P MidCap 400 index's 7.7% increase and the S&P/TSX Completion index's 16.3% gain [1] - Performance of other funds included a 1.4% increase in Turtle Creek Synthetic PE Fund, a 1.0% decrease in Turtle Creek United States Equity Fund, and a 7.8% increase in Turtle Creek Canadian Equity Fund during the same period [1] Group 2: Kinsale Capital Group, Inc. Analysis - Kinsale Capital Group, Inc. (NYSE:KNSL) is highlighted as a specialty insurance company with a 2% market share in the U.S. excess and surplus market, growing rapidly despite being smaller than industry leader Lloyds of London [3] - The company has a strong underwriting approach and a technology-driven model that provides a sustainable cost advantage over competitors [3] - Kinsale Capital Group's stock experienced a one-month return of -9.48% and a 52-week loss of 16.22%, closing at $396.94 per share with a market capitalization of $9.234 billion on November 12, 2025 [2] Group 3: Investment Sentiment and Hedge Fund Activity - Kinsale Capital Group is not among the 30 most popular stocks among hedge funds, with 31 hedge fund portfolios holding the stock at the end of Q2 2025, down from 33 in the previous quarter [4] - While acknowledging Kinsale's potential, there is a belief that certain AI stocks may offer greater upside potential and less downside risk [4] - Jim Cramer expressed a positive sentiment towards Kinsale Capital Group, stating it is a "Very Good Group, Very Good Stock" [4]