Jeffersonville Bancorp Announces Third Quarter Earnings of $3,293,000 or $0.78 per share and Year to Date Earnings of $9,301,000 or $2.20 per share; Declares Dividend of $0.15

Financial Performance - Jeffersonville Bancorp, Inc. reported a third quarter net income of $3,293,000 or $0.78 per share, an increase from $3,092,000 or $0.73 per share in the same quarter of 2024, primarily due to a reduction in interest expense of $554,000 and an increase in loan interest and fees of $500,000 [1] - Year-to-date net income as of September 30, 2025, was $9,301,000 or $2.20 per share, compared to $8,676,000 or $2.05 per share for the same period in 2024, with a $625,000 increase attributed to a decrease in interest expense of $1,764,000 and an increase in loan interest and fees of $1,361,000 [2] Operational Insights - The company has maintained a liquid balance sheet and is well positioned to outperform peers, despite uncertainties regarding future rate cuts by the Federal Reserve Board [3] - A cash dividend of $0.15 per share was declared, payable on December 5, 2025, to stockholders of record as of November 25, 2025 [3] Company Overview - Jeffersonville Bancorp is a one-bank holding company that owns all the capital stock of Jeff Bank, which operates ten full-service branches in Sullivan and Orange County, New York [4]