新加坡太平洋经济合作理事会主席TAN Khee Giap：从“偶然”到顶尖，新加坡如何成为金融中心？

Core Insights - Singapore's rise as an international financial center was not a result of meticulous planning but rather a series of opportunistic decisions made in response to unexpected circumstances [1][3][11] - The government and civil service in Singapore play a crucial role in balancing financial development with macroeconomic stability, showcasing a pragmatic approach to governance [2][6][11] Group 1: Key Factors in Singapore's Financial Success - Singapore's ability to seize opportunities, such as the suggestion from a U.S. bank to utilize time zone differences for foreign exchange trading, marked the beginning of its financial center status [2][5] - The unique division of the banking system into offshore and onshore segments allowed Singapore to open its market while safeguarding macroeconomic stability [2][6] - The government acts not only as a promoter of financial growth but also as a strict rule-maker and guardian, ensuring a stable financial ecosystem [2][11] Group 2: Challenges and Balancing Act - The challenge of balancing financial industry growth with macroeconomic safety is a persistent dilemma for Singapore's civil service [6][8] - New technologies and payment methods present both opportunities and risks, necessitating a careful approach to regulation that does not stifle innovation [7][8] - The influx of family offices from China has prompted Singapore to establish clear guidelines to manage growth while assessing associated risks [8] Group 3: Cultural and Structural Considerations - The cultural aspect of governance, including a strong adherence to rules and transparency, is vital for maintaining Singapore's status as a financial hub [9][11] - The need for a robust infrastructure, including efficient transportation and high-speed internet, is essential for attracting international financial activities [10][11] - The recruitment of international talent is critical, but it must be balanced with the development of local expertise to ensure sustainable growth in the financial sector [9][10]