香港国际金融学会主席肖耿：金融的重要功能是创造、积累、和传承财富，实现民富国强

Core Insights - The forum emphasized the importance of financial hubs in creating and managing wealth, highlighting that financial products facilitate the accumulation and transmission of wealth generated by the real economy [1][6] - Real estate is identified as a crucial asset for wealth accumulation in China, with its appreciation being vital for achieving common prosperity [3][5] Financial Hubs and Real Estate - Financial centers are characterized by high property prices and abundant real estate resources, which serve as significant wealth carriers for families, including low-income households [3][5] - The concept of financial hubs is linked to the ability to manage controllable financial risks, which is essential for the survival of households, businesses, and governments [4][6] Historical Context and Financial Instruments - The historical development of financial instruments, such as government bonds and stock markets, was discussed, illustrating their roles in resource mobilization and capital accumulation [4][5] - The U.S. stock market's success is attributed to its ability to attract top talent and investment, leading to high returns and technological advancements [4] Cross-Border Financial Cooperation - The "1+1>2" model of cross-border cooperation between mainland China and Hong Kong is proposed, leveraging the strengths of both regions to enhance financial services and talent acquisition [8] - The potential for a "cross-border dual headquarters" mechanism is highlighted, which could facilitate deeper collaboration between cities in the Greater Bay Area and Hong Kong [8]