银行ETF指数(512730)涨近1%,多家中小银行中长期定存产品密集下架
Xin Lang Cai Jing·2025-11-14 02:21

Group 1 - The core viewpoint of the news is that several small and medium-sized banks in China are actively adjusting their deposit products and interest rates to optimize their liability structure and reduce costs [1] - The China Securities Bank Index (399986) has shown a positive performance, with notable increases in stocks such as Industrial Bank (601166) and Zijin Bank (601860) [1] - Analysts predict that the upcoming expiration of a large volume of fixed-term deposits from December to March will lead to a further decline in risk-free interest rates for residents, prompting a shift of deposits towards insurance assets [1] Group 2 - The Bank ETF Index closely tracks the China Securities Bank Index and serves as an analytical tool for investors, categorizing the sample into various industry levels [2] - As of October 31, 2025, the top ten weighted stocks in the China Securities Bank Index account for 64.87% of the total index, with major banks like China Merchants Bank (600036) and Industrial Bank (601166) among them [2]