How To Choose a Cash-Back Rewards Card

Flat-rate cards are ideal for those who value simplicity, while tiered cards can earn you more rewards if your spending aligns with the higher-rate fixed categories. Rotating category cards can yield the highest amount of cash back, but are typically more complicated to manage, since they require you to manually check and activate your chosen spending categories.A higher cash back percentage on select categories that change periodically (e.g. 5% cash back on groceries and dining in Q2, then 5% on travel and ...