DeFi Crypto Mutuum Finance (MUTM) Advances Through Roadmap Phase 2 as V1 is Confirmed for Q4 2025

Core Insights - The DeFi sector is gaining traction, with Mutuum Finance (MUTM) identified as a leading project heading into 2026, currently in Phase 2 of its roadmap with the V1 protocol launch confirmed for Q4 2025 [1][15][19] Project Overview - Mutuum Finance aims to enhance on-chain lending and borrowing by providing transparency and efficiency, allowing users to lend digital assets for passive income while maintaining ownership [4] - The platform automates processes through smart contracts, reducing the risk of manual errors and centralization, addressing challenges faced by earlier DeFi platforms [5] Presale Performance - The presale has raised $18.7 million, with over 18,000 holders, indicating strong community engagement and investor confidence [6] - The MUTM token price increased from $0.01 to $0.035, reflecting a 250% rise since its launch in early 2025 [7] - Phase 6 of the presale is over 88% allocated, demonstrating high demand and a structured pricing model that ensures transparency [8] Token Supply and Accessibility - Of the total 4 billion MUTM tokens, 45.5% (approximately 1.82 billion) is allocated for presale, with 800 million tokens sold to date [11] - The project facilitates purchases with credit cards and has no purchase limits, enhancing accessibility for investors [12] Development Roadmap - Currently in Phase 2, titled Building Mutuum, the focus is on developing core smart contracts and fine-tuning risk parameters essential for protocol stability [13][14] - The V1 testnet is set to launch in Q4 2025, featuring key components like Liquidity Pools and Debt Tokens, with initial support for ETH and USDT [16][17] Market Position and Future Outlook - Mutuum Finance's consistent progress and community engagement have positioned it as a top crypto project, with growing excitement as it transitions from fundraising to functional delivery [18][19] - The nearing completion of the presale and the upcoming V1 testnet launch are expected to heighten investor interest and set the stage for the mainnet rollout in 2026 [19]