取款被查流水，银行算侵犯个人隐私吗？律师：或违反个保法

Core Viewpoint - The incident involving a bank questioning a customer withdrawing 40,000 yuan has sparked widespread discussion regarding potential violations of personal privacy and the necessity principle under the Personal Information Protection Law [1][2]. Group 1: Legal Perspectives - Multiple lawyers have indicated that the bank's actions may violate the "necessity principle" outlined in the Personal Information Protection Law, suggesting that the inquiry into the customer's transaction history was excessive [2][4]. - The definition of sensitive personal information includes bank account information, which is categorized as sensitive due to the potential harm from its unauthorized disclosure [2][3]. - Legal experts emphasize that banks must adhere to strict guidelines when accessing personal account information, which should only occur under specific circumstances such as customer consent or legal obligations [4][3]. Group 2: Implications for Banking Practices - The incident highlights the need for banks to enhance employee training regarding the protection of customer personal information and privacy rights [3][4]. - There is a call for banks to reflect on and adjust their standards and practices concerning the querying of customer transaction histories, balancing social governance needs with individual privacy rights [4].