国家金融监督管理总局：三季度末我国银行业金融机构本外币资产总额474.3万亿元 同比增长7.9%

Group 1 - The total assets of China's banking sector reached 474.3 trillion yuan by the end of Q3 2025, marking a year-on-year growth of 7.9% [3][4] - Large commercial banks accounted for 208.1 trillion yuan of the total assets, with a year-on-year increase of 10%, representing 43.9% of the total [3][4] - The total assets of insurance companies and insurance asset management companies reached 40.4 trillion yuan, an increase of 4.5 trillion yuan from the beginning of the year, reflecting a growth of 12.5% [3][4] Group 2 - The balance of inclusive loans to small and micro enterprises in the banking sector was 36.5 trillion yuan, showing a year-on-year growth of 12.1% [4] - The original insurance premium income for insurance companies was 5.2 trillion yuan in the first three quarters of 2025, representing a year-on-year increase of 8.5% [4] Group 3 - The non-performing loan balance for commercial banks was 3.5 trillion yuan at the end of Q3 2025, with a non-performing loan ratio of 1.52%, an increase of 0.03 percentage points from the previous quarter [5] - Commercial banks achieved a cumulative net profit of 1.9 trillion yuan in the first three quarters of 2025, with an average capital return rate of 8.18% [5] Group 4 - The liquidity coverage ratio for commercial banks was 149.73% at the end of Q3 2025, an increase of 0.48 percentage points from the previous quarter [6] - The insurance industry's comprehensive solvency adequacy ratio was 186.3% at the end of Q3 2025, indicating sufficient solvency [7]