网约车司机半年内发生42次事故，牵出碰瓷骗保案：汽修厂老板拉客户制造事故，作案140多起诈骗120多万

Core Viewpoint - A ride-hailing driver was involved in 42 traffic accidents within six months, leading to the discovery of a large-scale insurance fraud scheme involving multiple parties, including the driver and auto repair shop operators [1][5]. Group 1: Incident Overview - The traffic management team in Cixi, Zhejiang Province, identified over 30 vehicles with high accident frequency, all linked to the same auto repair shop [1]. - The driver, Li, had an unusually high number of claims, prompting further investigation into the insurance payouts, which were all directed to the same repair shop [1][3]. Group 2: Fraud Mechanism - The investigation revealed that the accidents often occurred in secluded areas during peak hours, with vehicles following each other closely before the incidents, suggesting intentional collision [3][5]. - The auto repair shop owner, He, and his partner, Zhang, colluded with clients to create accidents for insurance claims, forming a complete fraud chain [5][9]. Group 3: Recruitment and Execution - He initially used repair shop vehicles to stage accidents but later expanded the scheme by recruiting clients to participate in the fraud, promising them financial benefits [9][11]. - The fraud ring executed over 140 staged accidents from August 2024 to October 2025, resulting in over 1.2 million yuan in fraudulent claims [17][18]. Group 4: Legal Consequences - The police arrested 23 individuals involved in the scheme, highlighting the serious legal repercussions for those attempting to exploit insurance systems [17][18].