全国首笔种质行业生物多样性挂钩贷款落地枣庄

Core Viewpoint - The successful issuance of China's first biodiversity-linked loan for the germplasm industry in Zaozhuang represents a significant innovation in financing that ties loan terms to biodiversity performance metrics [2][3]. Group 1: Loan Details - Zaozhuang Bank issued a loan of 25 million yuan (approximately 3.5 million USD) for the renovation and upgrading project of the pomegranate seedling breeding and promotion base in Yicheng District, Zaozhuang City [2]. - The loan's interest rate and terms are directly linked to biodiversity performance indicators, providing incentives for companies to enhance germplasm resource protection [2][3]. - The agreement with Shandong Xingyi Health Industry Co., Ltd. stipulates that achieving specific biodiversity goals will result in benefits such as interest rate discounts of 5-30 basis points, an extension of the loan term by one year, and increased loan amounts [2][3]. Group 2: Project Significance - The project has a total investment of 311 million yuan (approximately 43 million USD) and covers an area of about 430 acres, aiming to build a tissue culture laboratory, pomegranate germplasm breeding greenhouses, and a pomegranate big data platform [3]. - Zaozhuang is recognized as "China's Pomegranate Capital" and has the largest collection of germplasm resources in the country, with 523 preserved varieties [3]. Group 3: Implementation and Assurance - To ensure the authenticity of ecological data, a dual safeguard mechanism combining technology and regulation has been established, utilizing blockchain technology for data recording and involving third-party evaluations [3]. - This innovative financial product not only supports the protection of pomegranate germplasm resources but also explores a new path for green development that links measurable ecological performance with financial resources [3].