JRCB(SZ:002807) Zheng Quan Ri Bao·2025-11-16 10:20Core Viewpoint - Jiangyin Rural Commercial Bank has established the "Jiangyin High-tech Innovation Service Center" to address the financing challenges faced by light-asset technology enterprises, enhancing interaction between the bank and tech companies through a "financing + intelligence" mechanism [1][2]. Group 1: Service Center Initiatives - The "Jiangyin High-tech Innovation Service Center" is a dedicated service institution for technology enterprises, providing workspace and personnel support from Jiangyin Rural Commercial Bank [1]. - The center employs innovative evaluation methods and actively engages with local technology authorities to identify the specific needs of startups [1][2]. Group 2: Financing Solutions - Jiangyin Rural Commercial Bank provided a 2 million yuan "Technology Enterprise Loan" to a smart security technology company after conducting a comprehensive assessment of its needs [2]. - Another company in the smart transportation sector received a 3 million yuan "Technology Enterprise Loan" and was assisted in applying for a government interest subsidy, reducing financing costs to an annualized rate of 1% [2]. Group 3: Collaborative Ecosystem - The bank has introduced a "stock option" arrangement, adding 3 million yuan in stock options to support enterprises while sharing risks and benefits [3]. - Jiangyin Rural Commercial Bank aims to build a collaborative financial ecosystem involving government, banks, enterprises, and research institutions, facilitating technology exchanges and project roadshows [3]. - The bank plans to continue innovating financial products and expanding resource channels to support the entire lifecycle of technology enterprises [3].