从中部农博会看普惠金融助农惠农新实践

Group 1 - The article highlights the role of inclusive finance in supporting agricultural modernization and rural development during the 26th Central China Agricultural Expo held from November 14 to 17 [1][3] - Financial institutions and enterprises presented various solutions to address financing difficulties for farmers, including specialized loan products like "Huinong Loan" series by Hunan Agricultural Credit Financing Guarantee Co., which has a guarantee balance of 12.406 billion yuan and has supported over 18,500 clients [1][3] - China Post, in collaboration with Postal Savings Bank, utilizes its extensive network to provide inclusive financial services to rural clients, with 70% of personal customers located in county-level areas and below [3] Group 2 - Hunan Province has implemented a series of policies to enhance financial support for rural revitalization, including loan interest subsidies and risk compensation measures, with plans for further initiatives in 2024 focusing on food security and agricultural industry revitalization [3][4] - Agricultural enterprises, such as Yiyang Fujia Technology Co., benefit from financial support like "Agricultural Machinery Loans" from China Agricultural Bank, which has facilitated over 5 million yuan in loans for agricultural cooperatives and farmers [4] - The financial support has lowered the purchasing threshold for agricultural machinery, enabling farmers and cooperatives to improve production efficiency and generate returns within a year, thus creating a positive cycle of investment in research and development for agricultural enterprises [4]