贝莱德建信理财总经理张鹏军：以长期主义书写养老理财的“诗与远方”

Core Viewpoint - BlackRock Jianxin Wealth Management, led by General Manager Zhang Pengjun, emphasizes a long-term investment approach in retirement financial management, achieving significant growth in assets under management, surpassing 50 billion yuan this year [3][4]. Group 1: Company Growth and Strategy - The company has successfully navigated a redemption wave, with its asset management scale increasing significantly to over 50 billion yuan [3]. - BlackRock Jianxin Wealth Management focuses on a "small but beautiful" long-term strategy rather than blind scale growth, leveraging its strengths in multi-asset investment and retirement financial management [3][4]. - The firm aims to balance scale growth with investment management capabilities, intentionally slowing down growth to ensure alignment with product performance [7][8]. Group 2: Market Trends and Challenges - The bank wealth management market reached a record high of 32 trillion yuan by the end of Q3 this year, driven by customer trust and stable returns [4]. - Despite the growth of joint venture wealth management companies, challenges persist in a low-interest-rate environment, necessitating enhanced multi-asset management capabilities [5][6]. - The demand for wealth management products is shifting towards "deposit substitutes," reflecting a more conservative risk appetite among clients [5]. Group 3: Investment Management and Innovation - BlackRock Jianxin Wealth Management is enhancing its investment management capabilities, focusing on fixed income and multi-asset strategies, while also improving system support through advanced technology platforms [8]. - The company is committed to integrating diverse cultural backgrounds to leverage resources from its shareholders, enhancing product and service capabilities [8]. Group 4: Retirement Financial Management - The company sees significant potential in retirement financial management, with its products performing well amid increasing awareness of retirement planning among residents [9]. - The total scale of China's pension system is projected to reach 15.66 trillion yuan by the end of 2024, indicating vast development opportunities in the pension finance market [9]. - The recent expansion of retirement financial management pilot programs nationwide presents opportunities for product innovation and diversified investment strategies [10].