生育津贴无需结婚证直发个人，职场宝妈人均超2.6万

Core Insights - The article discusses the implementation of direct payment of maternity benefits to female employees in 25 provinces in China, addressing concerns about childbirth among young people [1][2] - The National Healthcare Security Administration (NHSA) is actively promoting a direct payment model for maternity benefits, which reduces the risk of delays or withholding by employers [2][4] Group 1: Maternity Benefits Policy - The average maternity allowance for female employees has exceeded 26,000 yuan, and it can be claimed without a marriage certificate [1][2] - As of November 1, 2023, 25 provinces, including Jiangsu and Liaoning, have implemented direct payment of maternity benefits to individuals, covering nearly 90% of the regions [1][2] Group 2: Simplification of Claim Process - The NHSA has simplified the application process for maternity benefits, with most regions no longer requiring a marriage certificate or other non-essential documents [2][4] - In some areas, mothers can experience "seamless application" for maternity benefits through automated systems, reducing the need for in-person visits [3][4] Group 3: Comprehensive Maternity Support - The NHSA is working to establish a comprehensive maternity support system, enhancing coverage for hospitalization and maternity medical expenses [4] - Seven provinces have achieved a model where childbirth incurs minimal costs, and all provinces have included assisted reproductive services in their insurance coverage [4]