Zhong Zheng Wang·2025-11-17 02:31Core Points - Minsheng Bank's credit card center announced the transfer of non-performing loans (NPLs) related to credit card overdrafts, with a total unpaid principal of approximately 2.447 billion yuan and unpaid interest of about 2.695 billion yuan, leading to a total of 5.142 billion yuan in unpaid principal and interest [1] - The NPL package involves 147,779 borrowers and corresponds to 148,351 asset entries, all classified as "loss" under the five-level classification system, with an average borrower age of 42.79 years and an average overdue period of 1,856.28 days [1] Transfer Method and Conditions - The transfer will be conducted through an online public bidding process, with the bidding starting on November 28, 2025, at 9:30 AM and ending at 10:30 AM on the same day [1] - Eligible bidders must comply with specific regulatory requirements and be either financial asset management companies or local asset management companies with approval from local financial supervisory authorities [2] - Bidders must complete account opening procedures on the banking credit asset registration and circulation center platform and agree to the seller's transaction conditions [2]