HELOC rates today, November 15, 2025: Keep your low-rate primary mortgage and get cash with a HELOC

The national average HELOC rate is 7.64%, down nine basis points since the beginning of October, according to analytics company Curinos. Home equity line of credit interest rates are falling, but an introductory rate, offered by many lenders, will be significantly lower than that. HELOC rates: Saturday, November 15, 2025 According to Curinos data, the average weekly HELOC rate is 7.64%. The highest HELOC rate in 2025 occurred in January, and the current rate has fallen 42 basis points since then. This r ...