中国银行业协会：截至2024年末城商行资产规模60.15万亿元

Core Insights - The report indicates that by the end of 2024, the asset scale of urban commercial banks in China is projected to reach 60.15 trillion yuan, representing a 134-fold increase since 1995 [1] - Urban commercial banks now account for 13.53% of the total banking financial institutions, with a market share increase of 8.24 percentage points [1] - The non-performing loan (NPL) ratio stands at 1.76%, with a provision coverage ratio of 188.08% and a capital adequacy ratio of 12.97% [1] - There are currently 12 urban commercial banks with asset scales exceeding 1 trillion yuan, and 5 of these banks have been classified as systemically important banks in China [1]