HELOC rates today, November 17, 2025: Less likely to fall more this year if the Fed delays

The current national average HELOC rate hasn't been this low all year, according to the analytics company Curinos. Home equity line of credit rates may not decrease significantly before the end of the year, as the Federal Reserve hints that another rate cut might not occur until 2026. HELOC rates: Monday, November 17, 2025 According to Curinos data, the average weekly HELOC rate is 7.64%. This rate is based on applicants with a minimum credit score of 780 and a maximum combined loan-to-value ratio (CLTV ...