Most Americans think 63 is the perfect age to retire, but they’re dead wrong. Here’s the big number to bet on

But concerns are mounting that the system’s trust fund could start running dry as early as 2033.After all, Social Security has long been the safety net millions of retirees count on — with roughly 16.4 million people depending on the paycheck completely in 2022, according to data from the Pew Research Center (3).For instance, your Social Security benefits could be roughly 30% lower if you retire at 62 rather than the full retirement age of 67 (depending on when you were born), according to the Social Securi ...