The Days of the 5% APY CD Are Over: Here's Where to Put Your Money Now

Key Points CD rates have dropped well below 5%. Investors must get creative to keep income high. 10 stocks we like better than Vanguard Emerging Markets Government Bond ETF › In 2023 and 2024, it was fairly easy to secure a certificate of deposit with an interest rate of 5% or more. That's because the Federal Reserve was aggressively upping key interest rates to combat inflation. And while there are still high interest rate CDs available, most offer yields closer to 3% or 4%. Still want to earn 5% ...