Jing Ji Ri Bao·2025-11-18 06:04Core Insights - The article highlights the successful implementation of financial services in rural areas of Henan Province, specifically in Tongbai County, which has improved local agricultural productivity and economic conditions [1][2] Group 1: Financial Services and Support - The establishment of village-level financial service stations has made it easier for local farmers to access loans, such as the "Tea Loan," which has lower interest rates and is more convenient [1] - Postal Savings Bank of China in Tongbai County has adopted an innovative "Party Building + Finance" model to support local agricultural development, leading to the creation of standardized tea gardens and significant increases in collective economic income [1] Group 2: Agricultural Development - The bank has focused on six key local industries, including tea and peach production, and has supported three agricultural leading enterprises and 87 new agricultural operating entities, with a total credit of 21 million yuan by mid-2025 [2] - The bank's initiatives have helped local peach producers overcome sales challenges, enhancing their income stability [2] Group 3: Talent and Ecological Improvement - The bank has conducted specialized training for over 200 grassroots talents, including more than 120 county and village-level officials, focusing on financial knowledge and credit loan policies [2] - Investments in local infrastructure projects, such as the "Five Networks into the Ground" initiative, have improved urban utilities, with a financing of 210 million yuan and 92.085 million yuan already disbursed [2] Group 4: Community Support and Funding - Since the targeted assistance began, the bank has contributed at least 7 million yuan annually in donations for community projects and has provided 1.162 billion yuan in paid assistance funds to support key county projects and agricultural enterprises [2]