香港“千万富翁”增至39.5万名：平均34岁时首次积累过百万港元，股票和基金是主要投资工具

Core Insights - The report indicates that there are approximately 395,000 millionaires in Hong Kong as of this year, an increase of about 5,000 from the previous year, representing 7% of the total population aged 21 to 79 in Hong Kong [1] Group 1: Millionaire Demographics - The report defines "millionaires" as individuals with a net worth of at least 10 million HKD and at least 1 million HKD in liquid assets [1] - The average age of millionaires is 55 years, with a median net worth of 20.5 million HKD and a median liquid asset value of 10 million HKD [1] Group 2: Wealth Distribution - Wealth is nearly evenly distributed between liquid assets (49%) and property (50%), with the proportion of property significantly decreasing by 20 percentage points compared to five years ago [1] - Among liquid assets, half is allocated to investment products, while the other half consists of cash and deposits [1] Group 3: Investment Behavior - On average, millionaires accumulate their first 1 million HKD in assets by the age of 34, primarily through stocks and funds [1] - The average age for first property purchase is 33 years [1] Group 4: Wealth Management Trends - There is a noted increase in the number of millionaires, with the ultra-wealthy adopting more sophisticated strategies for investment and wealth transfer [1] - The demand for wealth management is shifting from traditional assets to more active management and diversified asset allocation, with a greater emphasis on wealth transfer planning for future generations [1]