免密支付莫玩捉迷藏

Core Viewpoint - The China Payment and Clearing Association has issued an initiative to enhance the security management of "no-password payment" services, aiming to protect user rights and promote healthy industry development [1][2]. Group 1: Initiative Details - The initiative emphasizes the importance of not enabling "no-password payment" by default, which has received strong consumer support [2]. - Payment service providers are urged to ensure consumers' rights to be informed and to choose, including clear communication about activation, limits, and cancellation of the service [2]. Group 2: Focus on Vulnerable Groups - Special attention is given to elderly consumers, with recommendations for assessing their risk preferences and providing clear information about the service [2]. - Measures suggested include proactive information sharing about "no-password payment" transactions and easy cancellation options to enhance security for elderly users [2]. Group 3: Consumer Recommendations - Consumers are encouraged to regularly check their account statements and to immediately close payment channels if any unusual transactions are detected [2]. - It is advised to retain evidence of unauthorized transactions and report significant losses to law enforcement [2].