Group 1 - The core issue involves Tianjin Bank being sued for allegedly issuing loans to students, which is against regulatory guidelines [1] - The case was brought by a graduate student, Mr. Zhu, who sought the return of interest paid on loans taken during his studies, resulting in a settlement where the bank refunded him 2,186.53 yuan [1] - Tianjin Bank's response to the allegations was limited, indicating a lack of awareness regarding the specific case [1] Group 2 - Regulatory guidelines from the China Banking and Insurance Regulatory Commission prohibit financial institutions from targeting university students for internet consumer loans [2] - The guidelines emphasize the need for substantial identity verification of loan clients and restrict banks from issuing loans to students without proper oversight [2] - Financial institutions are required to establish risk management systems and conduct thorough assessments before granting loans to ensure risks are manageable [2]
天津银行济南向在校学生放贷被起诉 庭前和解赔利息