泰州农商银行金融业务提质增效显担当

Core Viewpoint - Taizhou Rural Commercial Bank focuses on "maintaining positioning, preventing risks, and improving quality and efficiency" to actively respond to complex market conditions and support stable financial market operations, contributing to the bank's overall performance and local financial stability [1] Group 1: Financial Performance - The bank has expanded the average daily scale of assets and liabilities to counteract the pressure on interest income and ensure stable earnings amidst a narrowing interest margin [1] - In response to the low interest rate environment, the bank has formed a professional team to enhance market analysis and capitalize on trading opportunities, resulting in significant growth in capital gains [1] Group 2: Support for Local Economy - The bank actively engages in bill trading to effectively support financing needs for small and micro enterprises as well as the agricultural sector [1] - It has broadened institutional cooperation channels and established a diversified trading network, utilizing leverage appropriately during periods of ample liquidity while ensuring compliance with regulatory requirements [1] Group 3: Risk Management - The bank adheres to a duration-neutral principle, accurately controlling the duration of its bond portfolio to mitigate interest rate fluctuation risks [1] - It strictly implements credit admission standards, achieving a zero ratio of risk assets and reinforcing asset quality [1] Group 4: Talent Development - The bank has established a mechanism for weekly strategy assessments and monthly concentrated learning, combining internal and external training to systematically enhance team professional capabilities [1] Group 5: Future Outlook - Taizhou Rural Commercial Bank will continue to uphold prudent operations, leveraging professional capabilities and a sense of responsibility to contribute more financial support to local economic development, rural revitalization, and small and micro enterprises [1]