高邮农商银行靶向发力为民企发展赋能增效

Core Insights - The article emphasizes the commitment of Gaoyou Rural Commercial Bank to support the high-quality development of private enterprises through tailored financial services and innovative products [1][2]. Group 1: Financing Solutions - The bank has established a "one enterprise, one policy" service mechanism to address financing challenges, launching products like "Youfu Sci-Tech Loan" and "Intellectual Property Pledge Loan" to facilitate access to funds for innovative private enterprises [1]. - A total of 2 billion yuan has been allocated to the "fund pool project loan" model in key areas, with the balance of loans to private enterprises reaching 18.497 billion yuan, accounting for 75.5% of all loans [1]. Group 2: Service Optimization - Experienced client managers are designated as "financial service personnel" to provide comprehensive support, utilizing a "big data + grid + foot patrol" model to engage with over 70,000 business entities across 22 communities [1]. - The loan approval process has been streamlined, achieving an average approval time reduction of 30% through online applications and offline approvals [1]. Group 3: Growth Empowerment - Over the past three years, the bank has organized nearly 70 government-business matching events and various forums to promote the high-quality development of private enterprises [2]. - The bank plans to continue enhancing service measures, innovating products, and optimizing processes to collaboratively create a new blueprint for high-quality development with private enterprises [2].