中保协发布《中国保险业社会责任报告（2024）》

Core Insights - The China Insurance Industry Association (CIIA) has released the "2024 China Insurance Industry Social Responsibility Report," marking the sixth consecutive year of such reports, highlighting the industry's commitment to social responsibility [1] Group 1: Service to National Strategy - The insurance industry is focused on supporting national strategies and key sectors, acting as an economic stabilizer and social stabilizer. In 2024, the industry provided approximately 9 trillion yuan in technology insurance coverage [1] - By the end of 2024, the insurance sector invested 680 billion yuan in strategic emerging industries, a 17% year-on-year increase, and supported 880 billion yuan in self-reliant technology funding, a 107% increase [1] Group 2: Enhancing People's Welfare - The industry has expanded health insurance coverage and developed inclusive insurance products. In 2024, 44.89 million new long-term health insurance policies were issued, with a total insurance amount of 150.3 trillion yuan and claims paid amounting to 11.88 billion yuan, reflecting a 3.07% year-on-year growth [2] - The enterprise annuity management scale exceeded 2.5 trillion yuan by the end of 2024, a 16% increase, and 130 elderly community projects were established, a 38% increase [2] - The industry provided personal insurance coverage for over 760 million elderly individuals, a 55% increase, and risk coverage for over 43 million small and micro enterprises, a 114% increase [2] Group 3: Social Governance and Disaster Risk Management - The insurance sector is leveraging its risk management expertise to enhance disaster prevention and response. In 2024, new regulations on catastrophe insurance were introduced, doubling the basic insurance amount for natural disasters such as typhoons and floods [2] - The urban and rural residential catastrophe insurance community provided 22.36 trillion yuan in catastrophe risk coverage for 64.39 million households [2] - Liability insurance offered a total insurance amount of 70.53 trillion yuan, with claims paid amounting to 7.4955 billion yuan, reflecting a 12.34% year-on-year increase [2]