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1天办结6800余万元 渤海银行供应链金融跑出小微服务“加速度”
Zhong Zheng Wang·2025-11-19 10:19

Group 1 - The core point of the article highlights that Bohai Bank's Fuzhou branch successfully facilitated financing for 21 upstream suppliers of a well-known sports brand through a supply chain finance model, with a total investment exceeding 68 million yuan in just one day [1] - The service not only alleviates financial pressure for small and medium-sized enterprises but also enhances the stability and competitiveness of the entire supply chain by leveraging the credit of core enterprises [1] - Bohai Bank has focused on addressing the financing challenges faced by small and micro enterprises in the supply chain, positioning supply chain finance as a key driver for inclusive financial development [1] Group 2 - The bank's online business process allows upstream suppliers to complete financing applications and related operations without offline efforts, achieving the fastest "same-day completion" from application to fund disbursement [2] - Utilizing big data risk control models and cross-verification of transaction data, the bank enhances the efficiency of the approval process [2] - Currently, Bohai Bank's customer acquisition ratio through core enterprises is as high as 1:10, with over 90% of new inclusive customers being driven by this model [2]